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<li><b>Reduced Risk:</b> By avoiding risky loan features and ensuring affordability, QM loans reduce the risk of default and foreclosure.</li>



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<p>Navigating the world of mortgages can be daunting, but understanding what a Qualified Mortgage is and how it impacts you is crucial. It’s about more than just getting a loan; it’s about securing your financial future. By taking the time to learn about your options and working with a knowledgeable lender, you can make the best choice for your individual circumstances. Remember to stay informed and always prioritize your financial well-being. The journey to homeownership should be an empowering one, and understanding Qualified Mortgages is a key part of that journey.</p>

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